Save together, grow together.
Kirtipur’s own community savings groups. Start a kosh, invite your neighbours, collect monthly contributions, earn interest and borrow when you need it — all in one place.
How it works
From application to a thriving fund
Apply for the Kosh role
Request the Kosh provider role from your profile. The superadmin approves it — then you become a kosh admin.
Start your savings group
Set your monthly contribution, interest rate and loan limit, then invite members by email.
Collect, lend & grow
Record contributions and interest, promote moderators to help, and let members borrow from the shared fund.
What’s inside
Everything a kosh needs
Collect & track
Total amount collected — all-time, this year and this month — plus every member's individual total.
Interest & penalties
Record interest earned by the fund and late penalties, broken down yearly and monthly.
Moderator help
The kosh admin can promote trusted members to moderators who help record member amounts.
Kosh loans
Members apply for loans up to the limit the kosh admin sets — approved right inside the kosh.
Ready to start your own Kosh?
Apply for the Kosh role in your profile. Once the superadmin approves, you can invite members, collect savings and set up loans for your community.
Apply for Kosh Role